Savings Starter Pack Refill Bundle – Everything You Need to Continue Your Savings Journey! 
If you like to keep things consistent with your savings journey, then this refill for the Savings Starter Pack Bundle is just for you! 
 
What’s Included:
2026 Dual Sided Savings Challenge Bundle – 12 monthly trackers featuring both Fund Fridays & the Denomination Dice Roll Challenges for each month of 2026.
Monthly Scratch-Off Savings Bundle 2  – A fun and exciting way to track your savings with scratch-off, lottery-inspired savings challenges for each month.
One Month Ahead Savings Challenge Bundle - 20 trackers to help users build a buffer and get a month ahead on essential categories:
Rent/Mortgage
Gasoline
Utilities
Heating & Cooling
Phone
Internet
Miscellaneous
Medical
Entertainment
Dining Out
Daycare
Household
Groceries
Subscriptions
Credit Cards
Self-Care
Student Loan
Trash & Recycling
Car Insurance
Medical Insurance
 
 
Additional Challenge Details:
All challenges in this bundle come as non-laminated – designed for single-use so you can enjoy a fresh start.
The scratch-off challenges are colorful, with engaging designs to keep you motivated to save!

Why You’ll Love It:
A complete set to help you stay organized and motivated
Easily track your progress with a variety of exciting savings methods, including scratch-offs and dice rolls.
Pairs well with the Monthly Icon Savings Challenge Bundle (sold separately). 
 
Whether you’re saving for a special goal or just want to build your emergency fund, the Savings Starter Pack Refill Bundle has everything you need to set yourself up for success and begin your savings adventure today!
 
How It Works:
At the start of each month, choose a dollar amount for the Denominator Dice Roll challenge. Example: If you set $5, each week roll a dice and save the dice roll times the denominator. On the flipside, each Friday, save the dollar amount for that date under the Fund Friday challenge.
At the end of the month, total up your savings and get ready for next month’s challenge!
12 Dual-Sided Monthly Trackers – each featuring a unique, seasonally themed icon
80 lb premium cardstock – sturdy, high-quality material
Non-laminated
Fits most A6 envelopes – easy to store in your budgeting binder
 
Monthly Scratch-Off Bundle:
12 Monthly Scratch off Challenge cards - perfectly themed for each month to make scratching off and saving money fun and exciting!
Note: Moonlit Meadows offers, at this time, two different Monthly Scratch-Off Bundles. This starter pack comes with Bundle 2. Bundle 1 may be purchased separately for added savings and scratch-off fun!
Each month's challenge saves different dollar amounts, so it keeps the challenge interesting and full of surprises!
 
One Month Ahead Bundle:
Each Non-Laminated tracker category contains 126 bubbles for you to fill in as you save.
 
Here’s how it works:
Set your savings goal for that category. Example: If your rent/mortgage is $1,500, that’s your target.
Divide your goal by 126 to determine the amount per bubble.
Example: $1,500 ÷ 126 = $11.90, or $12 per bubble.
Each time you save that amount, color in a bubble until your tracker is complete!
 
Please note: this Bundle does not include cash envelopes or a budget binder - just the challenges/trackers. If you are looking for a bundle including a binder and envelopes, see the product listing for the Savings Starter Bundle.
 
This item has a combined retail value of $82- continue your savings journey by saving 20% off retail with this bundle!